[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.axton.cz\/jak-si-spravne-setrit-na-duchod\/#Article","mainEntityOfPage":"https:\/\/www.axton.cz\/jak-si-spravne-setrit-na-duchod\/","headline":"Jak si spr\u00e1vn\u011b \u0161et\u0159it na d\u016fchod?","name":"Jak si spr\u00e1vn\u011b \u0161et\u0159it na d\u016fchod?","description":"1. Stavebn\u00ed spo\u0159en\u00ed Jeden z\u00a0nejv\u00edce obl\u00edben\u00fdch produkt\u016f na finan\u010dn\u00edm trhu je pr\u00e1v\u011b stavebn\u00ed spo\u0159en\u00ed. Nenechte se zm\u00e1st n\u00e1zvem, ten vznikl z\u00a0p\u016fvodn\u00ed my\u0161lenky spo\u0159it d\u011btem na bydlen\u00ed za podpory st\u00e1tu. Dnes […]","datePublished":"2023-05-06","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.axton.cz\/author\/#Person","name":"","url":"https:\/\/www.axton.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"axton.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.axton.cz\/wp-content\/uploads\/img_a304668_w2106_t1515873925.jpg","url":"https:\/\/www.axton.cz\/wp-content\/uploads\/img_a304668_w2106_t1515873925.jpg","height":0,"width":0},"url":"https:\/\/www.axton.cz\/jak-si-spravne-setrit-na-duchod\/","wordCount":438,"articleBody":"\t1. Stavebn\u00ed spo\u0159en\u00edJeden z\u00a0nejv\u00edce obl\u00edben\u00fdch produkt\u016f na finan\u010dn\u00edm trhu je pr\u00e1v\u011b stavebn\u00ed spo\u0159en\u00ed. Nenechte se zm\u00e1st n\u00e1zvem, ten vznikl z\u00a0p\u016fvodn\u00ed my\u0161lenky spo\u0159it d\u011btem na bydlen\u00ed za podpory st\u00e1tu. Dnes se v\u0161ak tyto naspo\u0159en\u00e9 pen\u00edze daj\u00ed pou\u017e\u00edt na cokoliv. Z\u00e1rove\u0148 je to jedna z\u00a0nejefektivn\u011bj\u0161\u00edch cest spo\u0159en\u00ed na penzi. V\u00fdhod to m\u00e1 hned n\u011bkolik: minim\u00e1ln\u00ed riziko a st\u00e1tn\u00ed podpora, kter\u00e1 se odv\u00edj\u00ed od m\u011bs\u00ed\u010dn\u00ed vlo\u017een\u00e9 \u010d\u00e1stky.\t2. Dopl\u0148kov\u00e9 penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00edDal\u0161\u00ed z\u00a0velmi obl\u00edben\u00fdch zp\u016fsob\u016f spo\u0159en\u00ed je dopl\u0148kov\u00e9 penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed. To si z\u00edskalo popularitu d\u00edky pom\u011brn\u011b vysok\u00fdm st\u00e1tn\u00edm p\u0159isp\u011bvk\u016fm, kter\u00e9 se tak\u00e9 odv\u00edjej\u00ed od m\u011bs\u00ed\u010dn\u00ed vlo\u017een\u00e9 \u010d\u00e1stky. Dal\u0161\u00ed v\u00fdhoda tohoto produktu je v\u00a0tom, \u017ee v\u00e1m zam\u011bstnavatel m\u016f\u017ee p\u0159isp\u00edvat ur\u010ditou \u010d\u00e1stku, t\u00edm se zv\u00fd\u0161\u00ed va\u0161e \u00faspory. Nav\u00edc tento p\u0159\u00edsp\u011bvek nepodl\u00e9h\u00e1 dan\u00edm. Na finan\u010dn\u00edm trhu existuje variant tohoto p\u0159ipoji\u0161t\u011bn\u00ed, proto v\u00a0p\u0159\u00edpad\u011b z\u00e1jmu vyb\u00edrejte opatrn\u011b nebo se obra\u0165te na odborn\u00edky, kte\u0159\u00ed v\u00e1m porad\u00ed.\t3. InvesticeInvestice jsou \u010dasto vyhled\u00e1v\u00e1ny mlad\u00fdmi lidmi, kte\u0159\u00ed maj\u00ed do d\u016fchodu je\u0161t\u011b daleko a mohou si dovolit j\u00edt s\u00a0pen\u011bzi i do rizika, ov\u0161em p\u0159\u00edznivce si tato konzervativn\u00ed metoda najde i mezi star\u0161\u00edmi. Jde vlastn\u011b o investov\u00e1n\u00ed vlastn\u00edch prost\u0159edk\u016f do akci\u00ed, nemovitost\u00ed a n\u011bkdy tak\u00e9 do dluhopis\u016f. Z\u00e1le\u017e\u00ed na vlastnostech dan\u00e9ho produktu, kter\u00fdch je na trhu opravdu hodn\u011b. V\u00a0tomto p\u0159\u00edpad\u011b nen\u00ed rozumn\u00e9 pou\u0161t\u011bt se do investov\u00e1n\u00ed bez pomoci makl\u00e9\u0159e nebo jin\u00e9ho odborn\u00edka, pokud tomu nerozum\u00edte sami nebo si nejste jist\u00ed. Zkou\u0161ka ale opravdu stoj\u00ed za to. Poda\u0159\u00ed-li se v\u00e1m sv\u00e9 prost\u0159edky investovat dob\u0159e, m\u016f\u017eete se t\u011b\u0161it na velmi vysok\u00e9 zhodnocen\u00ed. Je v\u0161ak tak\u00e9 pot\u0159eba po\u010d\u00edtat s\u00a0t\u00edm, \u017ee jdete do rizika. Tyto investice se vyplat\u00ed pokud investujete dlouhodob\u011bji tj. 10 let a v\u00edce.Z\u00e1v\u011brem bych cht\u011bl zd\u016fraznit, \u017ee toto nejsou v\u0161echny varianty spo\u0159en\u00ed. Finan\u010dn\u00ed trh je velmi bohat\u00fd a d\u00e1 se na n\u011bm naj\u00edt v\u00edce mo\u017enost\u00ed. Tyto t\u0159i v\u0161ak pat\u0159\u00ed v\u00a0sou\u010dasn\u00e9 dob\u011b mezi nejobl\u00edben\u011bj\u0161\u00ed a nejvyhled\u00e1van\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si spr\u00e1vn\u011b \u0161et\u0159it na d\u016fchod?","item":"https:\/\/www.axton.cz\/jak-si-spravne-setrit-na-duchod\/#breadcrumbitem"}]}]